MBA UAS in Digital Finance / CAS UAS in Digital Finance

Digitalisation is changing the world of finance and banking as well as of all industries in general. This joint degree between Kalaidos University of Applied Sciences and Saint-Petersburg State University of Economics (UNECON) provides the core instruments to successfully cope with these changes and to build up a successful career in the world of digital finance in the respective home countries of the students.

Digitization has changed all industries and especially Finance in line with modern Technologies and changing Customer Needs. Use of Technology – such as Artificial Intelligence and Blockchain – offers disruptive Potential in Finance sphere to enhance productivity & efficiency of your business. The „MBA UAS in Digital Finance“ provides the necessary skills and knowledge to successfully implement digitalization strategies and projects in a sustainable manner for financial intermediaries, real-sector companies (financial departments) and individual entrepreneurs.

By successfully completing the MBA, you will achieve the following competencies. You ...

  • …understand the driving forces of digitalisation and transformative technology and to navigate the technologies disrupting existing business models.
  • …are enabled to conduct strategic business model analysis and to implement agile structures in order to prepare an organization for digital age.
  • …understand the key innovation instruments to derive future success opportunities and to develop value added client experiences.
  • …experience and develop the key skills for collaboration in the digital age – be it personal skills of communication, agile teamwork & decision-making or digital leadership.
  • …shall thus be able to create a positive customer journey that culminates in a satisfied, value-added experience and to manage and connect all capabilities that drive digital success.
  • …are aware of the key aspects of successful digital transformation in order to successfully envelop a personal or organizational digital DNA.

Methodology and place of study

30% of the study time takes place in the form of classroom instruction. The remaining 70% consist of individual practical projects, group work and self-study. The on-site events will be held at UNECON in St. Petersburg and on the campus of the Kalaidos University in Zurich. The participants are invited to process preparation and transfer orders. By integrating face-to-face lessons with self-study, written work and individual practice projects, it is possible to experience a sustainable transfer of knowledge and, at the same time, to put what you have learned into practice from the beginning of the study.

Advantages for Students

  • Speakers with leading edge know-how in digital transformation
  • Small class size and individual coaching
  • Up to 50% of the course is 'on-the-job' learning & development
  • Exams provide Added Value to professional career and to your company
  • International network: St. Petersburg (Russia) and Zurich (Switzerland)

Program Directors

Prof. Dr. Tatjana Nikitina

Prof. Dr. Tatjana Nikitina

Professor of the Department of Banking, Financial Markets and Insurance of UNECON. Director of International center for financial markets research, Director of Russian German center of UNECON, scientific advisor of master program “Banks and Assets management”. Scholar of DAAD and the Alexander von Humboldt Foundation. President of Association of Alumni of the Federal Chancellor program in Russian Federation (Alexander von Humboldt Foundation), Co-author of books on banking, insurance, financial markets and financial and credit institutions. Research interests: financial risk management, portfolio investment, financial and credit institutions. Tatjana Nikitina is a Guest Lecturer at Goethe Univerität, Frankfurt (Germany), Friedrich Alexander Universität Nürnberg – Erlangen (Germany), Kalaidos University, Zurich (Switzerland).
Languages: Russian, German, English


Prof. Dr. Bernhard Koye

Prof. Dr. Bernhard Koye

Professor for Financial Intermediation and Director of the Swiss Institute for Financial Training at Kalaidos University. His PhD was one of the first publications on the effects of digitalization on Business Models in the 21st century. Co-author of various books and research papers on the consequences of Information age on different aspects of Financial Intermediation and business models in the Finance Industry. His dissertation was u.a. recommended by the NZZ. Research at the Swiss Institute for Financial Education (SIF) at Kalaidos University, which he leads, examines practically relevant aspects of the future viability of banks. His practical experience includes u.a. Experience as Key Position Holder of a major bank in the area of Market Strategy & Development (Strategy, Design Thinking), as Strategy and Transformation Consultant, etc. on major projects with listed companies, as a management coach, as a coach in top-class sport and not least as a client advisor to a bank at the beginning of his professional career. Bernhard Koye is a Guest Lecturer at Saint Petersburg State University of Economics (Russia) and University of Zurich (Switzerland).  


Program is realised in frames of cooperation between Kalaidos University of Applied Sciences (Swiss Institute for Financial Education, Director Prof. Dr. Bernhard Koye) and Saint-Petersburg State University of Economics (International Centre for Financial Markets Research, Director Prof. Dr. Tatyana Nikitina).

Facts and Figures

Awarding degree CAS / (E)MBA UAS in Digital Finance Kalaidos University of Applied Sciences, Switzerland
Legal status Kalaidos University of Applied Sciences is the first private University officially accredited by the Swiss Federal Council as one of only eight Universities of Applied Sciences in Switzerland. Among the clients of Kalaidos University’s programs for financial-credit institutes digital transformation there are such a successful Swiss banks as for example Migrosbank, who cooperated with University in 2016 and got the brilliant results of this work.
The St. Petersburg State University of Economics (UNECON) is one of the biggest and most popular universities in Russia. University consists of three Institutes: Institute of Economic, Institute of Management and Institute of Tourism and Service.13,907 students, more than 600 postgraduate and doctoral students, 928 foreign students are learning in this university now. More than 1'100 professors work there. Among the Economic Institute’s alumni are a CEO of Gazprom Alexey Miller, the prime-minister of Armenia Tigran Sarkisyan, St. Petersburg Branch of Gazprombank Director Olga Dragomiretskaya, Chairman, Board of Directors of PAO Severstal Alexey Mordashev and many others.
Profession 100% possible in Home Country
Start Once a year
Duration 4 / 10 Months
Presence Time in Switzerland: ca 20 days
Language English
Semester fees

CAS UAS: 9‘200 CHF
MBA UAS: 16'200 CHF (price for students with diploma admitted by commission from UNECON: 10’000 CHF)

Enrolment and Start dates

Fri 29.11.2019
Saint Petersburg State University of Economics, Department of International relations, 3-ya lestnitsa, room 5, Sadovaya st. 21, 191023 St. Petersburg, RussiaEnrolment